Tracy Horton
Mortgage Loan Officer
NMLS #2731176
Secure online application. Takes about 10 minutes and goes straight to Tracy.
About Tracy
Tracy Horton is a Mortgage Loan Officer and Certified Homebuying Educator with Mortgage Experts in Upper Marlboro, Maryland. Before mortgages, she served 20 years in law enforcement and retired as a Lieutenant. She holds a bachelor's degree in Management.
Tracy specializes in VA loans, first-time homebuyers and fellow public servants: veterans, law enforcement, firefighters, teachers and government employees across Maryland, Virginia and Washington, DC.
She is passionate about making the mortgage process simple and giving every client the knowledge and resources to buy with confidence, from the first conversation to the closing table.
How Tracy can help
- VA loansZero down options for veterans and service members
- First-time buyersHomebuyer education, FHA, conventional and down payment assistance
- Public servantsLaw enforcement, firefighters, teachers and government employees
- RefinancingLower your payment or put your equity to work
Ready to see your numbers?
Start your application with Tracy online, or call and talk it through first. No pressure, just a clear plan.